You Need a Budget Affectionately known as YNAB, You Need a Budget is an extremely popular personal finance app. The current version of packs in many features and improvements over earlier versions, and it intuitively teaches some solid budgeting practices. It runs on both Windows and Mac and it backs up data automatically. Budgets can be shared among multiple users. It might be one of the easiest apps out there as it was designed for budgeting beginners. If you've tried to budget in the past and failed, this could be the app that you need. If you need help, you can sign up for classes with a live instructor.
Failure is less of an option because the app comes with an 'accountability partner' that will wave a red flag if you stray from the budget you've created. YNAB is a browser-based program, but it also offers Android and iPhone apps that sync data to your desktop. As of November 2018, it is $6.99 a month.
Mvelopes is a fully featured online personal finance app that's based on the old ' premise—put your cash in envelopes, mark the envelope as to what the cash is for, and when it is gone, it is gone, resetting during the start of your next pay period. You're not supposed to borrow from the 'grocery' envelope when your 'clothing' envelope is depleted.
Is a beautiful and easy to use solution for all of your envelope printing needs. Whether you're printing a one-off envelope, or a stack of holiday greeting cards, EasyEnvelopes will make it a breeze! Pick from existing standard envelope sizes, or design your own from scratch! Each envelope is labeled for an individual bill or discretionary expense. For discretionary expenses, when an envelope is empty, spending in that Pricing ranges as high as $79 per month for Mvelopes Complete, the software’s premier service. The system is online and works with both Macs and PCs.
Mvelopes just makes your envelopes digital. When your envelope is empty, the app will light it up in red. Mvelopes includes mobile apps for Android and iPhone, and you can sync to all your bank and credit accounts. You can choose from three versions depending on your budgeting needs and expertise: Mvelopes, Mvelopes Coaching, and Mvelopes Premier. The first is free, but the other two are subscription-based.
The Plus is $19 a month, and the Complete is $59 a month. Quicken No list of personal finance and budgeting apps is complete without mention of Quicken, and with good reason. This app almost predates the computer age—it has been around in one version or another since 1983.
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That said, it is a bit old-fashioned in some ways. It set the standard so it does all the basic things you'd expect a budgeting app to do, and it does them well. Depending on the version of Quicken that best meets your needs, you'll spend anywhere from about $35 to $60 as of November 2018. There are limited versions for Mac, and you will not be given the option to Quicken's most powerful version, Home and Business. Intuit Mint Mint is a well-known and popular app, and it shares several similar features with Quicken. Intuit once owned Quicken, then it purchased Mint in 2009—thus the similarities. But Mint is different from Quicken in an important way: it is free. This means you will have to deal with a lot of ads, but you will get almost all the same integral features you would get with any other app.
- вторник 04 декабря